Make the most of your money by renting without a deposit

Make the most of your money by renting without a deposit.

Moving into a new home is stressful enough, even before finding your deposit. Take one thing off your mind with a deposit replacement.

Join now

Moving into a new home is stressful enough, even before finding your deposit. Take one thing off your mind with a deposit replacement.

Join now
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Why rent with a Deposit replacement membership?

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Flexible

Pay a small, monthly membership whilst you rent and only pay your landlord for unpaid bills or damages you cause.

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No restrictions

Never wait for a deposit to be returned again, letting you move in to your new home quickly.

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Impartial

Our highly trained resolution team will only use the evidence provided to settle disagreements.

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Flexible

Pay a small, monthly membership whilst you rent and only pay your landlord for unpaid bills or damages you cause.

No restrictions

Never wait for a deposit to be returned again, letting you move on quickly.

Restrictions icon
Impartial icon

Impartial

Our highly trained resolution team will only use the evidence provided to settle disagreements.

How does it work?

Moving in

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Step 1

Find a property

Find a property with a landlord or agent that is happy to offer you the option of our Deposit Replacement Management or a cash deposit.

Step 2

Set up membership

Your landlord or agent will send you an invitation to create your Deposit Replacement Membership on the Ome portal and pay the £30.00 set up fee.

Step 3

Inventory and Check-In

Your landlord or agent should provide you with an Inventory and/or Check-In report detailing the condition of the property as you move in. These documents are fundamental for a smooth exit at the end of your tenancy. You can take your own photos to support the reports too.

Step 4

Move in

Welcome to your new home! For as long as your continue to subscribe to your Deposit Replacement Membership you can continue to rent deposit free.

Step 1

Find a property

Find a property with a landlord or agent that is happy to offer you the option of our Deposit Replacement Management or a cash deposit.

Step 2

Set up membership

Your landlord or agent will send you an invitation to create your Deposit Replacement Membership on the Ome portal and pay the £30.00 set up fee.

Step 3

Inventory and Check-In

Your landlord or agent should provide you with an Inventory and/or Check-In report detailing the condition of the property as you move in. These documents are fundamental for a smooth exit at the end of your tenancy. You can take your own photos to support the reports too.

Step 4

Move in

Welcome to your new home! For as long as your continue to subscribe to your Deposit Replacement Membership you can continue to rent deposit free.

Moving out

Step 1

End your membership

When you know your tenancy is ending you can log into your portal to end your membership. Your landlord or agent can also start this step.

Step 2

Confirmation

Once you have chosen to end your membership we will request your landlord or agent confirm you will be leaving the property. If your landlord or agent started this process you will be invited to confirm.

Step 3

Check-Out

As you move out your landlord or agent should conduct a Check-Out report. These documents will identify any changes in condition of the property and will be compared against the Inventory and Check-In report to identify any settlements you may owe. You can take your own photos to support the reports too.

Step 4

Settle

After assessing the Check-Out report your landlord or agent may request settlements from you – just like they would request to make deductions from a cash deposit. It is your responsibility to settle these requests. If a settlement cannot be agreed your landlord or agent can escalate the request to our Resolution Team to assess the evidence and determine a value.

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Step 1

End your membership

Tenant provides all evidence and submits a dispute with mydeposits within three months of vacating the property

Step 2

Confirmation

Once you have chosen to end your membership we will request your landlord or agent confirm you will be leaving the property. If your landlord or agent started this process you will be invited to confirm.

Step 3

Check-Out

As you move out your landlord or agent should conduct a Check-Out report. These documents will identify any changes in condition of the property and will be compared against the Inventory and Check-In report to identify any settlements you may owe. You can take your own photos to support the reports too.

Step 4

Settle

After assessing the Check-Out report your landlord or agent may request settlements from you – just like they would request to make deductions from a cash deposit. It is your responsibility to settle these requests. If a settlement cannot be agreed your landlord or agent can escalate the request to our Resolution Team to assess the evidence and determine a value.

You are responsible for

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Unpaid rent/bills

Any money you owe must be settled when you leave the property

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Damages

You are responsible for damage you cause

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Other tenancy
terms

You must honour any other agreements in your tenancy

See what you can save

All deposit replacement memberships have a £30.00 set up fee which can be split between all tenants.

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Built by rental experts

Part of the Hamilton Fraser family

Hamilton Fraser is a family of specialist finance and regulatory brands for the private rented sector. From referencing and deposits (or replacements), all the way through to possessions, our brands cover the entire life cycle of a tenancy.

Built by the team that delivers mydeposits, the government authorised tenancy deposit protection scheme.

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Ome is a trading name of HF Innovations Limited. HF Innovations Limited is registered in England (Registration number: 12377493) with its registered office at 7th Floor Corn Exchange, 55 Mark Lane, London EC3R 7NE.